How to Get Cyprus Permanent Residency by Investment 2026

Planning note: This route is not just a property purchase. The application also depends on income, source-of-funds evidence, criminal-record checks, health insurance and keeping the qualifying investment after approval.

Who Can Apply?

The investor permanent residence route is intended for third-country nationals, meaning applicants who are not EU citizens. It can usually include the main applicant, spouse and minor children, provided the family meets the official criteria.

The applicant must make a qualifying investment in Cyprus.
The applicant must prove secured annual income that meets the official threshold for the family size.
The applicant and adult family members must usually provide clean criminal-record evidence and health insurance.
The applicant should not rely on local employment income as the basis of the route.

Investment Options

The standard minimum investment is EUR 300,000. The official investor route recognises several categories, so the best choice depends on whether your plan is family relocation, property ownership, business activity or fund investment.

Category	What it normally means	Practical check
New house or apartment	Purchase from a development company, normally a first sale, with a value of at least EUR 300,000 plus VAT.	Check VAT, title-deed status, contract filing and payment trail before committing.
Other real estate	Commercial or other real-estate categories may qualify, including offices, shops or similar property types.	Confirm eligibility with the latest Migration Department checklist before purchase.
Cyprus company share capital	Investment in a Cyprus company with real operations, physical presence and staff in Cyprus.	The business must be substance-based, not just a paper company.
Cyprus investment fund units	Units in eligible Cyprus collective investment structures may qualify.	Ask the fund and your adviser to confirm route eligibility in writing.

Income Requirement

The commonly stated income threshold is EUR 50,000 per year for the main applicant, plus EUR 15,000 for the spouse and EUR 10,000 for each minor child. Income evidence is scrutinised, so prepare documents that clearly show the source, stability and ownership of the funds.

Bank balances alone are not always the same thing as secured annual income. Build a file showing salary, pensions, dividends, rental income, business income or other accepted recurring sources.

Application Steps

Confirm the route before paying. Match your investment plan to the current official Regulation 6(2) criteria and get advice before signing high-value contracts.

Prepare the investment evidence. Collect sale agreements, payment receipts, bank transfer evidence, corporate documents or fund confirmations depending on the category.

Build the personal file. Prepare passports, civil-status documents, income evidence, criminal-record certificates, health insurance and translations or certifications where required.

Submit the MIP2 application. Applications are submitted to the Migration Department with the required documents and fees.

Maintain the criteria after approval. Keep the investment, update authorities where required, and avoid long absences that may affect the permit.

Document Checklist

Completed official application form, currently MIP2 for this route.
Valid passports for the applicant and included family members.
Marriage certificate and birth certificates where family members are included.
Investment documents, payment proof and source-of-funds evidence.
Income evidence showing the required annual income for the family size.
Criminal-record certificates and health insurance, where required.
Official translations and certifications for foreign documents.

Family Members

The main applicant can normally include a spouse and minor children. Rules for adult children and dependants are more specific, especially where study status, age and dependency are involved, so use the latest official checklist for each family member.

Ongoing Obligations

Keep the qualifying investment for as long as required by the permit rules.
Maintain the income and family circumstances used in the application.
Follow any inspection, reporting or evidence requests from the authorities.
Visit Cyprus within the required period. Long absences may put the permit at risk.

Does It Lead to Citizenship?

Permanent residence can support long-term settlement, but it is not automatic citizenship. Naturalisation has separate residence, character, language/integration and legal requirements. Treat citizenship as a separate project with its own timeline.

Common Mistakes

Buying property before confirming the exact investment category and documents needed.
Assuming EUR 300,000 is the total relocation budget, while VAT, fees, legal costs and setup costs are extra.
Using unclear income documents or mixing personal, business and borrowed funds without explanation.
Forgetting that the residence permit can be affected if the investment is sold or criteria are no longer met.

Official Sources

Last reviewed: May 2, 2026. Always confirm the latest checklist and appointment process before submitting an application.

How to Get Cyprus Permanent Residency by Investment