2026 Cyprus property sale planning

Cyprus Property Selling Cost Calculator

Estimate your net sale proceeds after agent fees, legal costs and Cyprus Capital Gains Tax on immovable property.

20% CGTModels Cyprus capital gains tax on chargeable gains.
2026 exemptionsIncludes general and primary residence exemption options.
Selling costsDeducts agent, legal and other sale costs.
ImprovementsAllows documented improvement costs to reduce gain.

Estimate selling costs before setting a net target

This calculator helps sellers estimate agency, legal, mortgage, and possible capital-gains-related costs from a sale.

Who should use itOwners checking whether a sale price leaves enough net proceeds after transaction costs.
Best inputUse expected sale price, purchase basis, known agent fees, legal fees, and mortgage details.
Key assumptionCapital gains and exemptions can depend on the property history and personal situation.
Does not coverIt does not confirm CGT liability, exemptions, or legal title issues.

Enter sale details

Use documented acquisition, improvement and disposal costs. Indexation/CPI relief is not modelled.

1

Purchase and sale

2

Selling costs and exemption

Note: 2026 reform increased the common CGT exemptions in this model. Only one exemption is applied.

Sale estimate

Net proceeds
-
After costs and CGT
CGT
-
20% on chargeable gain
Selling costs
-
Agent/legal/other
Chargeable gain
-
After exemption

Breakdown

Notes

Related property planning guides

Selling costs make more sense alongside purchase, ownership and residency context.

Buying property in CyprusUnderstand the purchase-side costs and legal checks.Property Purchase Cost CalculatorCompare selling costs with original buying costs.Annual Ownership Cost CalculatorBudget ownership costs while holding the property.Leaving Cyprus checklistPractical tasks if selling is part of departure planning.

2026 assumptions

CGT rate20% on chargeable gains from Cyprus immovable property.
ExemptionsGeneral EUR 30,000 or primary residence EUR 150,000 modelled.
Records matterCosts and improvements need documentation.

How to read the selling estimate

Use the net proceeds to compare selling, renting out, or waiting rather than judging from headline price alone.

Example use

A seller can test whether accepting a lower offer still meets a relocation or mortgage payoff target.

Common mistakes

  • Ignoring agency VAT or legal costs
  • Forgetting mortgage discharge costs
  • Assuming every improvement cost is deductible

Reminder: Calculator results are planning estimates only. Confirm important tax, legal, immigration, property, or financial decisions with official sources or a qualified professional.

Disclaimer

This calculator is for planning and illustration purposes only. Results are estimates and do not constitute tax, legal, immigration, investment, pension, or financial advice. Tax treatment, contribution rates, treaty provisions, and eligibility conditions vary based on individual circumstances, source country, domicile status, residency timing, and applicable double tax treaties. Confirm important decisions with a qualified Cyprus tax adviser, regulated financial adviser, or the relevant authority (Cyprus Tax Department, Social Insurance Services, GESY, or Migration Department) before acting.

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