2026 Cyprus dividend planning

Cyprus Dividend Income Calculator

Estimate annual and monthly net dividend income for Cyprus Non-Dom and domiciled residents, including GESY, Special Defence Contribution and foreign withholding tax.

Non-Dom comparisonShows the practical value of the SDC exemption while still including GESY.
2026 SDC reformModels 5% SDC for post-2026 dividends and 17% for older profit pools.
Foreign withholdingIncludes common broker/source-country withholding rates and a custom option.
GESY capApplies 2.65% GESY to dividend income up to the EUR 180,000 annual cap.

Estimate net dividend income

Use gross dividends before foreign withholding. This calculator focuses on personal dividend income, not corporate-level tax or complex holding company structures.

1

Dividend amount and source

Total dividends before broker/source-country withholding tax.
Foreign withholding is usually deducted before cash reaches your account.
Salary, pension, rent, interest or other income already counted toward the EUR 180,000 GESY cap.
2

Cyprus dividend tax status

Your dividend estimate

Annual net dividend
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Total deductions
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Cyprus deductions
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SDC + GESY
Non-Dom advantage
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Compared with selected domiciled profile

Calculation breakdown

Planning notes

Related dividend and non-dom guides

Read the tax-residency and non-dom context before relying on dividend estimates.

Cyprus tax for expatsNon-dom, SDC, GESY and foreign-source income basics.Filing taxes in CyprusHow investment income can fit into annual reporting.2026 tax reform guideThe reform assumptions used in Cyprus tax planning.

2026 Cyprus dividend assumptions

Non-Dom SDC exemptionNon-Dom residents are modelled with 0% Cyprus SDC on dividend income, while still paying GESY where applicable.
Domiciled SDCDividends from profits earned after 1 January 2026 use 5% SDC. Older profit pools can still require 17% analysis.
GESYDividend income is modelled at 2.65% GESY up to the natural-person cap of EUR 180,000 across relevant income.

This is an estimate only. Foreign tax credits, treaty claims, broker withholding, company residence, blacklisted/low-tax jurisdiction rules, deemed domicile status and corporate structures can change the result.

Disclaimer

This calculator is for planning and illustration purposes only. Results are estimates and do not constitute tax, legal, immigration, investment, pension, or financial advice. Tax treatment, contribution rates, treaty provisions, and eligibility conditions vary based on individual circumstances, source country, domicile status, residency timing, and applicable double tax treaties. Confirm important decisions with a qualified Cyprus tax adviser, regulated financial adviser, or the relevant authority (Cyprus Tax Department, Social Insurance Services, GESY, or Migration Department) before acting.

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